For most of us, purchasing a travel insurance plan before traveling abroad appears like an additional unnecessary expense. It is something that is not even considered as part of a travel plan. Over the years, travelers have underrated the importance of having travel insurance before starting their journey, because most of the time, its actual worth is realized only when something goes wrong during a trip. But isn’t it’s better to be safe and secure than to be sorry, particularly when you are traveling far away from home?
While traveling is adventurous, it also comes with fair risks of the unforeseen. There can be hundreds of events that can bring your trip to a halt. It can be either a natural disaster, political unrest, or any medical emergency forcing you to cut short your trip and return earlier than planned. To avoid such circumstances, an online travel insurance plan can be extremely helpful. There are nine major types of travel insurance plans they are:
- International Travel Insurance
- Domestic Travel Insurance
- Senior Citizen Travel Insurance
- Family Travel Insurance
- Student Travel Insurance
- Medical Travel Insurance
- Single or Multi-Trip Travel Insurance
- Corporate and Group Travel Insurance
- Flight and Baggage Insurance
In this article, we will discuss 5 reasons why having a travel insurance plan is extremely important while traveling abroad:
1. Saves from Unexpected Medical Expenses:
Despite having careful and precise planning, there are always things that can go wrong while traveling. This can even make us feel unsafe on foreign soil. Any medical emergency abroad can lead to financial stress, thus giving the entire travel experience a nightmare. This is where a travel insurance plan can be extremely helpful.
2. Flight Cancellation or Delay:
Flight cancellation or delay can be caused due to an airline’s fault, personal issues, or natural hazards. In all cases, the policyholder is reimbursed a certain amount as per the policy.
3. Provides Support to Policyholders:
In case of medical emergencies, the insurer provides support and assistance as long as you own a valid travel policy. Their guidance can assist you to file your claims and find any nearby network hospital to get treatments.
4. Lost, Stolen, or Delayed Baggage:
In 2019, around 31.1 million baggage were either delayed, lost, or damaged by the airlines. To recover the lost baggage and hand it to their owners it took on average around 1.36 days. In such scenarios, a travel insurance plan can compensate you for the lost or damaged baggage including your personal items.
Besides being a must-have essential, a travel insurance plan gives you coverage against several emergencies, as discussed above. For all these reasons, a travel insurance plan is a crucial, and reasonable investment to make before traveling. Purchasing the best travel insurance is equally important. More than just trip cancellation or lost and stolen baggage benefits, Care Insurance provides medical benefits like evacuations. A travel insurance plan is recommended for everyone. So, to tackle uncertainties like passport loss, flight delays, etc. having travel insurance before traveling is a wise choice.
