Did you know that car accidents are the leading cause of death for people between the ages of 1-54 in the U.S.?
The first few moments after a car accident can be jarring. You might feel confused, upset, or even physical pain.
Knowing what to do during these crucial moments can save you and your loved ones from months of physical pain, monetary damages, and more. To make sure you know what to do following a car accident, make sure you keep reading.
Pull Over to a Safe Area
Though you won’t want to move your vehicle too far from the scene of the accident, it is suggested that you keep driving lanes clear if both vehicles are operational.
Once you’ve checked for oncoming traffic, exit your vehicle, and meet with the other driver. Find a nearby location such as a parking lot where you can wait for the police together.
Check for Injuries
Check-in with yourself and your fellow drivers, once all parties involved are in a safe location.
Do you suddenly have a headache? Are you bleeding or bruised? Even the smallest injury can prove serious.
Consider calling for medical assistance, or at the very least, have a medical professional check for injuries. Some, such as concussions, aren’t always easy to spot.
Call the Police
Report the accident to the local police department, as they’ll need to come to the scene of the accident and fill out an accident report.
Both parties will receive a copy of the report to file with their respective insurance agencies.
Likewise, if there are any legal concerns, such as someone driving under the influence or with a suspended license, they may make an arrest.
Contact Your Insurance Provider
Once you have a copy of the accident report, you’re legally required to file a claim with your insurance agency.
While the police department will submit the accident report for you, you should present any evidence of the accident you might have, like photos. This is essential for determining the fault of an accident and can affect your compensation and future rates.
Consider Finding Legal Representation
There are several instances where you may want to consider speaking with a legal team about your car accident.
In some cases, vehicle manufacturers aren’t as careful as they should be about safety features. These cut corners can come back to bite you and your loved ones, however. For instance, read up on these reasons why an airbag could malfunction.
Or you may find it difficult to work with your insurance company. Often, they’ll try to undercut customers and pay less than what you need.
Most firms offer free consultations, so at the very least, consider your options and talk things out with a car accident attorney.
What to Do Following a Car Accident: Staying Safe, Staying Smart
Knowing what to do following a car accident can keep yourself, your loved ones, and your fellow drivers safe. So be sure to follow these tips!
And if you’re interested in reading up on more great content, be sure to check back with our blog!