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HomeLife Style

What to Look For in a Starter Home

by Michael George August 2, 2022
written by Michael George August 2, 2022

Buying your first home is a big deal. For that reason, first-time homebuyers usually become apprehensive because they do not know what to do and what they need.

The good news is that there’s a perfect solution for new homebuyers– it’s called a starter home. It is a smaller, less expensive residence that can be a stepping stone to a dream home.

So, what should you look for in a starter home? Keep reading to find out!

Picking the Right Neighborhood

Picking the right neighborhood is just as important as finding the right starter house.

Everyone wants a place that is safe and secure. That is why you should choose an area with a low crime rate. To have information about the level of crime in a specific locality, you can use online resources or talk directly to the local police department.

It should also have access to good schools and is close to amenities like parks and grocery stores. If you have young children, a park nearby can be a great way to get them outside to play. If you are working, being close to a grocery store can be a lifesaver.

If you’re relying on public transportation, find a home near bus or train lines. But if you have a car, consider the traffic patterns and whether there are highways or major roads nearby. Make sure that everything makes you feel comfortable.

How Big or Small Should Your Starter Home Be?

When determining how big or small your starter home should be, there are a few things you should take into account.

You should consider the size of your family and your current lifestyle. If you have a family of four and have a lot of furniture, you’ll likely need more space than if you’re single or have a smaller family.

Also, think about your long-term plans. If you hope to move up to a larger home in a different city in the future, ensure that your starter home is a good size for resale and worth an investment.

Think about your plans of having a family and raising children. It may be beneficial to purchase a big home with extra bedrooms or a yard.

Budgeting for Your First Home

Being ready financially is very vital. You need to budget for more than just the purchase price.

For many first-time home buyers, the mortgage payments are the highest monthly expense which is why you have to consider the interest rate on the mortgage and the terms of the loan. You have to check if you’re getting a good deal and comfortable with the monthly payments.

Additionally, look for a home that is in good condition and doesn’t need too many repairs. Renovations can be expensive, so you’ll want to choose a home that doesn’t need too much work.

You also have to be sure that any repairs or replacements you’ll make will get covered by insurance. There are many types of insurance; condo master insurance is one example.

Insurance can help protect your investment and give you peace of mind if something happens to your home. Get quotes from various insurers to find the best coverage and price for your needs.

To get the best value for your money, work with a real estate agent who is familiar with the market and can help you find a home that meets your needs and budget.

It’s All About the Details

Paying attention to detail is also essential when looking for a starter home. Small things like the condition of the walls, windows, ceiling, roof, and floors can make a big difference in the ambiance. They are all components that need to be in good condition for a house to be livable.

If any of these are in poor condition, it can make the home uninhabitable or unsafe. Carefully inspect each one of them before purchasing a starter home. Remember that a home that has been well cared for will be easier to maintain.

The home’s HVAC system is another factor to consider. There should be proper insulation and ventilation if you live in an area with extreme temperatures. An excellent, energy-efficient HVAC system will keep your home comfortable year-round and help you save money on utility bills.

Don’t Forget the Outdoor Space!

Make sure that you also take the outdoor space into account. It is especially essential if you have children or pets.

Look for a home with a yard that is large enough for them to run around and explore. If the yard is too small, you might have to travel to a park or other open space for them to play.

A large front yard can also give you space to have a garden or to plant trees and flowers. You can also use it to entertain guests or have a drink with grilled barbeque.

However, yards need to be maintained. You need to clean and mow the front lawn while the balconies should be polished regularly. If you don’t have the time or money for these, it is probably not worth having the extra space.

Parking can also be challenging in some areas. Look for a place that could offer a comfortable place to park your car or your guests’ car. It doesn’t if it is a driveway, a garage, or just a spot outside.

What Matters Most to You

When looking for a starter home, consider what matters most to you.

Do you need a lot of space? Do you have the budget? What kind of neighborhood or community do you prefer?

Ultimately, the decision of what to look for in a starter home depends on your individual needs and preferences. Choose the one that will make you feel comfortable and fits your lifestyle.

Found our post helpful? Browse the rest of this section for more helpful tips and advice.

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